{"id":16827,"date":"2024-11-19T11:55:29","date_gmt":"2024-11-19T09:55:29","guid":{"rendered":"https:\/\/www.selry.fi\/?p=16827"},"modified":"2024-11-19T12:52:14","modified_gmt":"2024-11-19T10:52:14","slug":"vad-handlar-pensionsforhandlingarna-om","status":"publish","type":"post","link":"https:\/\/www.selry.fi\/sv\/nyheter\/vad-handlar-pensionsforhandlingarna-om\/","title":{"rendered":"Vad handlar pensionsf\u00f6rhandlingarna om?"},"content":{"rendered":"\n

Vad handlar pensionsf\u00f6rhandlingarna om och vad kan pensionsreformen inneb\u00e4ra f\u00f6r arbetstagarna?<\/p>\n\n\n\n

Orpos regering gav arbetsmarknadens centralorganisationer i uppgift att f\u00f6rhandla om en pensionsreform, som ska st\u00e4rka de offentliga finanserna med 0,4 procent i f\u00f6rh\u00e5llande till bruttonationalprodukten. Detta motsvarar ungef\u00e4r en miljard euro. Dessutom har arbetsmarknadsorganisationerna f\u00e5tt i uppgift att f\u00f6rhandla om ett regelbaserat konsolideringssystem, vars syfte \u00e4r att p\u00e5 l\u00e5ng sikt stabilisera niv\u00e5n p\u00e5 pensionsf\u00f6rs\u00e4kringsavgifterna.<\/p>\n\n\n\n

F\u00f6rhandlingarna har till stor del f\u00f6rts utanf\u00f6r offentligheten, varf\u00f6r vi inte har en exakt uppfattning om inneh\u00e5llet i pensionsf\u00f6rhandlingarna. Rent allm\u00e4nt anses det emellertid s\u00e4kert att arbetsmarknadsorganisationerna f\u00f6rhandlar om en investeringsreform med m\u00e5let att f\u00f6rb\u00e4ttra avkastningen p\u00e5 arbetspensionsf\u00f6rs\u00e4krarnas investeringsverksamhet i ett l\u00e4ngre tidsperspektiv. I praktiken \u00e4r det fr\u00e5ga om att \u00f6ka aktievikten i arbetspensionsf\u00f6rs\u00e4krarnas fonder.<\/p>\n\n\n\n

Finansieringen av pensionssystemet omfattar grovt taget tre komponenter: arbetspensionsavgifternas niv\u00e5, pensionernas niv\u00e5 och fondernas avkastning. Syftet med reformen \u00e4r att f\u00f6rb\u00e4ttra pensionssystemets h\u00e5llbarhet, dvs. att niv\u00e5n p\u00e5 arbetspensionsavgiften ska vara f\u00f6ruts\u00e4gbar l\u00e5ngt in i framtiden. Enligt uppskattningar skapar framf\u00f6r allt den l\u00e5ga nativiteten tryck p\u00e5 att h\u00f6ja arbetspensionsavgiften under 2040-talet.<\/p>\n\n\n\n

Det \u00e4r emellertid m\u00f6jligt att det inte enbart r\u00e4cker med st\u00f6rre investeringsint\u00e4kter f\u00f6r att n\u00e5 upp till m\u00e5let p\u00e5 0,4 procent. Ut\u00f6ver det kan f\u00f6rhandlingarna ocks\u00e5 komma att g\u00e4lla pensionsf\u00f6rm\u00e5nerna. Exempelvis har det i finansministeriets strukturkartl\u00e4ggning lyfts fram m\u00f6jligheten att slopa pensionstillv\u00e4xten f\u00f6r oavl\u00f6nade perioder.<\/p>\n\n\n\n

F\u00f6r n\u00e4rvarande finns det inga uppgifter om hur det regelbaserade konsolideringssystemet \u00e4r t\u00e4nkt att genomf\u00f6ras i detalj. Eftersom m\u00e5let med konsolideringssystemet \u00e4r att stabilisera avgiftsniv\u00e5n p\u00e5 l\u00e5ng sikt, \u00e4r utg\u00e5ngspunkten sannolikt att om arbetspensionssystemet visar p\u00e5 ett h\u00e5llbarhetsunderskott i framtiden, aktiveras stabiliseringsmekanismen. I praktiken kan det inneb\u00e4ra nedsk\u00e4rningar av indexen f\u00f6r l\u00f6pande pensioner och pensioner som tj\u00e4nas in.<\/p>\n\n\n\n

Mikko Koskinen<\/strong>
Direkt\u00f6r, kommunikation och samh\u00e4llsrelationer
Arbetspensionsf\u00f6rs\u00e4krarna TELA<\/a>


>> Ar<\/em><\/a>betspensionsutdraget<\/em><\/a>

Bild: Karoliina Paatos<\/p>\n","protected":false},"excerpt":{"rendered":"

Vad handlar pensionsf\u00f6rhandlingarna om och vad kan pensionsreformen inneb\u00e4ra f\u00f6r arbetstagarna? Orpos regering gav arbetsmarknadens centralorganisationer i uppgift att f\u00f6rhandla [\u2026] Lue lis\u00e4\u00e4 »<\/a><\/p>\n","protected":false},"author":4,"featured_media":16824,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[26],"tags":[],"class_list":["post-16827","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nyheter"],"acf":[],"yoast_head":"\nVad handlar pensionsf\u00f6rhandlingarna om?<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.selry.fi\/sv\/nyheter\/vad-handlar-pensionsforhandlingarna-om\/\" \/>\n<meta property=\"og:locale\" content=\"sv_SE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Vad handlar pensionsf\u00f6rhandlingarna om?\" \/>\n<meta property=\"og:description\" content=\"Vad handlar pensionsf\u00f6rhandlingarna om och vad kan pensionsreformen inneb\u00e4ra f\u00f6r arbetstagarna? 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